business regulation online essay editor

1.Critically discuss the effectiveness of the relevant regulatory framework within the UK Pay Day Loan Industry, using Baldwin et al’s (2012) discussion of what constitutes ‘Good Regulation’. (Essays must include a critical discussion of issues raised in Baldwin et al 2012, Chapters 2, 3, 4 & 5).

Suggested Initial On-line Key Word Search Terms: pay day loans; short term loans; financial market regulation; predatory lending; unsecured loans; financial literacy; Financial Conduct Authority (FCA) price cap rules; High-Cost Short-Term Credit (HCSTC); excessive loan charges; Competition and Markets Authority (CMA); credit licencing; Office of Fair Trading; Citizens Advice Scotland and pay day loans; Citizens Advice and pay day loans.

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